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Legal experts suggest that Liam Payne’s girlfriend could be entitled to a portion of his multi-million pound fortune if she decides to make a claim in court.

Kate Cassidy, who had been in a relationship with the One Direction star for approximately two years before his death last October, may be able to pursue a share of his £24 million fortune, based on their future plans and living arrangements.

The social media influencer could seek “reasonable financial provision” under the UK’s Inheritance Act, claiming financial dependence on Payne.

The New Jersey-born model, 26, was reportedly receiving a £20,000-per-month allowance from Liam while they lived together in Florida.

The couple had been discussing marriage, with several pieces of ‘evidence’ suggesting this, which could strengthen any potential claim on Liam’s estate, despite not being engaged at the time.

This week, the Mail reported that Liam left behind a substantial amount of money and other assets following his tragic fall from a balcony in Buenos Aires on October 16 last year—yet no will.

Court documents show that Liam’s estate was valued at £28,594,888 at the time of his death. After accounting for fees and debts, the remaining amount was £24,279,728.

Under intestacy laws, the fortune will be passed on to Liam’s eight-year-old son, Bear, and placed in a trust until he reaches adulthood.

Kate Cassidy could seek a share of boyfriend Liam Payne's £24million fortune in the courts if she wished, it has been suggested

It has been suggested that Kate Cassidy could pursue a share of boyfriend Liam Payne’s £24 million fortune in court if she chooses to.
Under the Inheritance Act, individuals who prove they were financially reliant on a person who has died can be entitled to a share of their estate

Under the Inheritance Act, individuals who can demonstrate financial dependence on a deceased person may be entitled to a portion of their estate.

As it stands, Liam's entire fortune will go to his eight-year-old son Bear (pictured as a baby with Liam)

As it stands, Liam’s entire fortune will be inherited by his eight-year-old son, Bear (pictured as a baby with Liam).

Liam Payne left behind a staggering fortune after passing away without a will.

The fortune is currently being safeguarded by the youngster’s mother, Girls Aloud star Cheryl Tweedy, and music lawyer Richard Bray, who were appointed short-term administrators of Liam’s estate by the courts.

However, in theory, Kate could challenge this arrangement under the Inheritance (Provision for Family and Dependants) Act 1975.

This law allows individuals to apply for financial provision if they were being “immediately…maintained, either wholly or partly” by someone who has passed away.

However, Kate would need to act within six months of a Grant of Letters of Administration being issued, which formally confirms who will control the estate in the long term.

Kathryn Tunbridge, a solicitor with Kent-based firm Furley Page, stated that Kate could, in theory, file a claim under this provision.

She explained: “As an unmarried partner, Kate has no automatic right to inherit anything, regardless of how long they were together or whether he financially supported her.”

“Under the Inheritance (Provision for Family and Dependants) Act 1975, someone financially dependent on the deceased at the time of death may be able to claim ‘reasonable financial provision’ from the estate.”

“However, pursuing such a claim requires substantial evidence and is often both emotionally and financially taxing.”

Kate has not refuted reports that she received money from Liam monthly and had access to his credit card, implying that her lifestyle was supported by the 31-year-old before his death.

Liam had written a note to Kate expressing his intention to marry her within a year - which reports suggest could benefit any challenge to his fortune

Liam had written a note to Kate expressing his intention to marry her within a year, which reports suggest could strengthen any challenge she may make to his fortune.

Liam and Kate were together for around two years (pictured at Wimbledon in 2023)

Liam and Kate were together for approximately two years (pictured at Wimbledon in 2023).
And the pair lived together in a house in South Florida - which she left after he died, relocating to London

The pair lived together in a house in South Florida, which Kate left after his death, relocating to London.

Kate Cassidy shares an unseen video of herself and Liam Payne.

Liam's friend Rogelio 'Roger' Nores claims Liam asked him to be best man at his wedding just days before he died

Liam’s friend, Rogelio ‘Roger’ Nores, claims that Liam asked him to be his best man at his wedding just days before he passed away.Liam had a son, Bear, with Cheryl Tweedy (the pair pictured above in 2018). Cheryl is unlikely to receive any portion of his fortune.

Liam had son Bear with Cheryl Tweedy (the pair pictured above in 2018). Cheryl is unlikely to receive any of his fortune

Liam had a son, Bear, with Cheryl Tweedy (the pair pictured above in 2018). Cheryl is unlikely to receive any portion of his fortune.

She previously said: “When people come and point a finger at me saying you took an allowance, at the end of the day, it’s nobody’s business.

“I couldn’t possibly have a nine-to-five job, and I never asked him for money.”

However, any claim she might make would be subject to further legal tests in court to prove her entitlement.

Three pieces of evidence suggesting that Liam and Kate were planning to marry could strengthen any potential challenge to his fortune.

These include a note Liam wrote, stating: “Me and Kate to marry within a year/engaged and 2gether 4ever 444″—with “444” being an “angel number” that spiritualists believe symbolizes divine support and reassurance.

Rogelio ‘Roger’ Nores, a friend of Liam’s who was, until recently, alleged by Argentine prosecutors to have contributed to his death, claims that Liam had asked him to be his best man at his eventual wedding to Kate.

Additionally, Kate herself stated that she and Liam had been discussing their future together, including “marriage (and) kids down the line.”

These three pieces of “evidence”—the note, Roger’s statement, and Kate’s own testimony—could be used in court to argue that Kate is entitled to a share of Liam’s fortune.

However, Ms. Tunbridge of Furley Page noted regarding Liam’s love note: “Unfortunately, such a note carries no legal standing in the eyes of the law.”

She added: “Liam Payne’s death is a tragedy. But it also serves as a powerful reminder of how important it is to plan ahead—particularly for unmarried couples. Without a will, even deeply held intentions can go unfulfilled, and those closest to you may be left with nothing.”

Friends of Kate Cassidy have insisted that she is content not to seek a cut of Liam's fortune (pictured: Liam and Kate in February 2023)

Friends of Kate Cassidy have insisted that she is content not to seek a share of Liam’s fortune (pictured: Liam and Kate in February 2023).

Liam's entire fortune will go to Bear when he is of adult age (pictured: Liam with Bear as a baby)

Liam’s entire fortune will go to Bear when he reaches adulthood (pictured: Liam with Bear as a baby).

Friends of Kate have told MailOnline that her relationship with Liam was 'never about the money'
Friends of Kate have told MailOnline that her relationship with Liam was “never about the money.”

The likelihood of any such challenge being made is virtually zero, as friends close to Kate have stated that she firmly believes the money is Bear’s and Bear’s alone.

A close friend told MailOnline this week: “It was never about the money for Kate. She loved Liam through thick and thin, and she wouldn’t have it any other way than Bear being the main beneficiary from his father’s will.”

While Kate had been given an allowance by Liam during their time together, friends have previously suggested she is capable of looking after herself.

“Kate has money of her own, so it’s not like she’ll have nowhere to be. She doesn’t have the money that Liam had, of course, but she’s not broke,” a close friend of Cassidy’s told Page Six last year.

“She makes money through social media partnerships. She won’t be living the same lifestyle she was living with Liam, but she’s going to be OK.”

Liam is not the only celebrity to have failed to plan for his fortune after death. Prince, Aretha Franklin, and Amy Winehouse are among those who did not leave a will, sparking legal battles over who should inherit their fortunes.

When someone dies without leaving a will in England and Wales, they are said to have died intestate. Their estate is then distributed according to the laws of intestacy.

This means that if a person dies without a will, their money and property may be divided in a way they might not have chosen. It can also cause problems for partners if they were not married or in a civil partnership, as they cannot inherit unless specifically included in a will.

Here’s how the estate is distributed based on the laws of intestacy:

  • If married or in a civil partnership with no children, the surviving partner inherits everything.
  • If married or in a civil partnership with children, the surviving spouse or civil partner inherits everything up to £322,000, plus all personal possessions. If the estate’s value exceeds £322,000, the partner also inherits half of the remaining estate, with the rest being equally divided among the children.
  • If unmarried with children or grandchildren, the estate is shared equally between the children (excluding stepchildren).
  • If unmarried and without children, the estate is inherited by the deceased’s close relatives in this order of priority: parents, siblings, half-siblings, grandparents, aunts and uncles, and then cousins.
  • If there are no surviving relatives, the estate passes to the government.

Probate is the legal document that shows banks, the Land Registry, and other organizations that someone has the authority to manage an estate. Once approved, the person holding probate can sell property, pay off debts, close accounts, and distribute assets in accordance with the will.

In most cases, the person who inherits the most under the rules of intestacy is responsible for handling probate. This person is called the administrator.

 

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